by Beth Giles | Oct 20, 2018 | Insurance Benefits, Medicare
As you approach age 65, it is time to determine whether you will want additional health insurance to complement original Medicare. For most seniors who enroll in Medicare Parts A and B, buying an additional policy is a good idea. Original Medicare covers approximately...
by Beth Giles | Sep 3, 2018 | Assisted Living, Senior Living communities, senior placement services
As we grow older our expectations of what it means to live in a retirement community are evolving, dramatically. Not since the debut of “Golden Girls” 33 years ago has there been an entertaining peek into the world of community living on television. This fall...
by Beth Giles | Jul 12, 2018 | Downsizing, Selling Household Goods
“My Mom is no longer able to live in her home by herself. My siblings and I have decided it is time to sell her home to free up the equity that will provide for her care as she lives in her new retirement community. It was our family home for over 50 years, and it...
by Beth Giles | Jun 2, 2018 | Aging, Assisted Living, Hospice
During a discussion with business associates the other day, the subject of Hospice came up. It appears that in some cases, families are lead to think that they need to choose a hospice provider that works within their healthcare network, or one that a provider, such...
by Beth Giles | Jun 2, 2018 | Aging, Assisted Living, Senior Living communities
My perspective is two sided. Both from the point of view of an Assisted Living Director and that of a consultant who takes clients to look at Communities to find a great fit for their loved one. As a Director, I would complete a self-audited tour to try to see what...
by Beth Giles | May 17, 2018 | Aging, Independent Living, Senior health, Uncategorized
As we age, our experiences change. Some we prepare for while others are completely unexpected. Moments of forgetfulness, muscle weakness or unsteadiness on our feet may begin to appear. Though these slight changes creep up on us there’s one experience many seniors...
by Beth Giles | Mar 25, 2018 | Aging, Assisted Living, senior placement services
Assisted living communities (ALF – Assisted Living Facilities) are not the same. Here are a couple of things you should know; each provider has their own operating procedures and financial requirements. Most do not provide skilled nursing care and each state has...
by Beth Giles | Feb 4, 2018 | Aging, Long Term Care Insurance, Retirement living, Senior health
Long-Term Care Insurance provides funds to help you cover long-term care costs in the same manner Health Insurance provides financial coverage for doctor’s visits and hospital bills. However, it is very important to understand that Long-Term Care Insurance and...
by Beth Giles | Jan 9, 2018 | Aging in Place, Downsizing, Real estate, Retirement living
Although you may not frequently move from one home to another, you may go through mini-moves within your living spaces. Perhaps a better term to describe it would be a transitioning. There are a variety of housing transitions that can occur throughout our lives. There...
by Beth Giles | Nov 5, 2017 | Insurance Benefits, Long Term Care Insurance, Senior health
Long-Term Care insurance is based on an individual’s physical and cognitive health at time of application. Each insurance company has different “health standards” which affect eligibility, timing and the price of your insurance policy. A health...
